Enroll
Once you have decided which plans are right for you, be sure to collect any necessary dependent information then complete your enrollment one of two ways: Enroll on the Oracle Self Service website or call 1-888-224-0678 Monday through Friday 9am-5pm MST within 30 days of starting at Myriad Genetics.
Key Features
Your medical plan options include a range of coverage levels and costs, so you can choose the one that’s best for you. You can enroll as a new hire, during Open Enrollment, or if you have a qualifying life event. To enroll, log in to the Oracle Self Service website.
Key features
All of our medical plans provide:
Comprehensive, affordable coverage
for a wide range of health care services.
Free in-network preventive care
with services such as annual physicals, recommended immunizations, and routine screenings all 100% covered.
Prescription drug coverage
provided by Express Scripts or Kaiser Permanente, depending on the plan you choose.
Financial protection
through annual out-of-pocket maximums that limit how much you’ll pay each year.
Medical Plans
2025 medical plans
Click each medical plan to learn more:
Regence BCBS PPO High Deductible Plan CDHP
The Regence BCBS PPO High Deductible Plan CDHP pairs low-premium, high-deductible coverage with a tax-free Health Savings Account (HSA) that helps you save money and plan ahead for future medical expenses. This combination gives you more control over your money and rewards you for making healthy, cost-conscious choices.
As an added bonus, Myriad Genetics will contribute to your HSA. If you enroll in the Regence BCBS PPO High Deductible Plan CDHP, you will receive $500 for teammate-only coverage or $1,000 if you cover dependents. You can also contribute your own money tax free, click here to learn more.
You can see any provider you wish, but you will pay less when you stay in network. You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay 100% of your medical and prescription costs until you meet the annual deductible.* After meeting the deductible, you and the plan share the cost of covered medical care and prescriptions, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.** Remember to use your tax-free HSA to pay for eligible expenses and plan ahead for future costs. Myriad Genetics contributes money to your account, too!
*With the Regence BCBS PPO High Deductible Plan CDHP, coinsurance for any person covered under a family plan begins only after the entire family deductible has been met.
**With the Regence BCBS PPO High Deductible Plan CDHP, the plan begins to pay 100% for any person covered under a family plan only after the entire family out-of-pocket maximum has been met.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
SelectHealth PPO High Deductible Plan CDHP
The SelectHealth PPO High Deductible Plan CDHP pairs low-premium, high-deductible coverage with a tax-free Health Savings Account (HSA) that helps you save money and plan ahead for future medical expenses. This combination gives you more control over your money and rewards you for making healthy, cost-conscious choices.
As an added bonus, Myriad Genetics will contribute to your HSA. If you enroll in the SelectHealth PPO High Deductible Plan CDHP, Myriad Genetics will contribute $500 for teammate-only coverage or $1,000 if you cover dependents. You can also contribute your own money tax free, click here to learn more.
You can see any provider you wish, but you will pay less when you stay in network. You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay 100% of your medical and prescription costs until you meet the annual deductible.* After meeting the deductible, you and the plan share the cost of covered medical care and prescriptions, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.** Remember to use your tax-free HSA to pay for eligible expenses and plan ahead for future costs. Myriad Genetics contributes money to your account, too!
*With the SelectHealth PPO High Deductible Plan CDHP, coinsurance for any person covered under a family plan begins only after the entire family deductible has been met.
**With the SelectHealth PPO High Deductible Plan CDHP, the plan begins to pay 100% for any person covered under a family plan only after the entire family out-of-pocket maximum has been met.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Kaiser Permanente HMO High Deductible Plan CDHP
The Kaiser Permanente HMO High Deductible Plan CDHP pairs low-premium, high-deductible coverage with a tax-free Health Savings Account (HSA) that helps you save money and plan ahead for future medical expenses. This combination gives you more control over your money and rewards you for making healthy, cost-conscious choices.
As an added bonus, Myriad Genetics will contribute to your HSA. Myriad Genetics will contribute $500 for teammate-only coverage or $1,000 if you cover dependents. You can also contribute your own money tax free, click here to learn more.
You can see any provider you wish, but you will pay less when you stay in network. You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay 100% of your medical and prescription costs until you meet the annual deductible.* After meeting the deductible, you and the plan share the cost of covered medical care and prescriptions, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.** Remember to use your tax-free HSA to pay for eligible expenses and plan ahead for future costs. Myriad Genetics contributes money to your account, too!
*With the Kaiser Permanente HMO High Deductible Plan CDHP, coinsurance for any person covered under a family plan begins after the individual meets the individual within a family embedded deductible.
**With the Kaiser Permanente HMO High Deductible Plan CDHP, coinsurance for any person covered under a family plan begins after the individual meets the individual within a family embedded out-of-pocket maximum.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Regence BCBS High Performance Network HPN CDHP
The Regence BCBS High Performance Network HPN CDHP pairs low-premium, high-deductible coverage with a tax-free Health Savings Account (HSA) that helps you save money and plan ahead for future medical expenses. This combination gives you more control over your money and rewards you for making healthy, cost-conscious choices.
As an added bonus, Myriad Genetics will contribute to your HSA. Myriad Genetics will contribute $350 for teammate-only coverage or $800 if you cover dependents. You can also contribute your own money tax free, click here to learn more.
You can see any provider you wish, but you will pay less when you stay in network. You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay 100% of your medical and prescription costs until you meet the annual deductible.* After meeting the deductible, you and the plan share the cost of covered medical care and prescriptions, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.** Remember to use your tax-free HSA to pay for eligible expenses and plan ahead for future costs. Myriad Genetics contributes money to your account, too!
*With the Regence BCBS High Performance Network HPN CDHP , coinsurance for any person covered under a family plan begins only after the entire family deductible has been met.
**With the Regence BCBS High Performance Network HPN CDHP , the plan begins to pay 100% for any person covered under a family plan only after the entire family out-of-pocket maximum has been met.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Regence BCBS High Performance Network HPN Copay
The Regence BCBS High Performance Network HPN Copay provides coverage only when you receive care from in-network providers. This plan offers predictable copays for doctor visits and prescriptions in exchange for higher premiums. While you must use in-network providers under the Regence BCBS High Performance Network HPN Copay, you are not required to name a primary care provider (PCP) and may coordinate your own care.
You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay a small fee at the time of service for doctor visits and prescriptions. Copays do not count toward your deductible. For care that doesn’t charge a copay, such as hospital services, you pay 100% of the costs until you meet the annual deductible. After meeting the deductible, you and the plan share the cost of certain services, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.
For more tax-free savings, you can also enroll in a health care flexible spending account, click here to learn more.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Regence BCBS PPO Copay Plan
The Regence BCBS PPO Copay Plan offers more predictable out-of-pocket costs in exchange for higher premiums. You can see any provider, but you’ll pay less by staying in network.
You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay a small fee at the time of service for doctor visits and prescriptions. Copays do not count toward your deductible. For care that doesn’t charge a copay, such as hospital services, you pay 100% of the costs until you meet the annual deductible. After meeting the deductible, you and the plan share the cost of certain services, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.
For more tax-free savings, you can also enroll in a health care flexible spending account, click here to learn more.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Select PPO Copay Plan
The Select PPO Copay Plan offers more predictable out-of-pocket costs in exchange for higher premiums. You can see any provider, but you’ll pay less by staying in network.
You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay a small fee at the time of service for doctor visits and prescriptions. Copays do not count toward your deductible. For care that doesn’t charge a copay, such as hospital services, you pay 100% of the costs until you meet the annual deductible. After meeting the deductible, you and the plan share the cost of certain services, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.
For more tax-free savings, you can also enroll in a health care flexible spending account, click here to learn more.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
Kaiser Permanente HMO Copay Plan
The Kaiser Permanente HMO Copay Plan plan provides coverage only when you receive care from providers within the HMO network. Your primary care provider (PCP) will coordinate your care to help manage costs.
You pay the plan premiums from your paycheck to have coverage. When you receive in-network preventive care, you pay nothing — it’s covered in full! If you need non-preventive care, it works like this: You pay a small fee at the time of service for doctor visits and prescriptions. Copays do not count toward your deductible. For care that doesn’t charge a copay, such as hospital services, you pay 100% of the costs until you meet the annual deductible. After meeting the deductible, you and the plan share the cost of certain services, with the plan paying the majority. You’re protected by an annual limit on costs — the plan pays 100% of any further covered expenses for the rest of the year.
An HMO requires you to select a primary care provide (PCP) who will manage your care and provide referrals if you need to see a specialist. Find a doctor.
For more tax-free savings, you can also enroll in a health care flexible spending account, click here to learn more.
Refer to the Summary of Benefits for additional information.
Under this plan, you’ll receive prescription drug benefits through Express Scripts. See “Prescription Drugs” for additional information.
HMSA Hawaii Copay plan
The HMSA Hawaii Copay plan is available in addition to the medical plans outlined above. Refer to the HMSA Summary of Benefits for additional information.
Plan Comparison
Use this interactive side-by-side plan comparison to understand key differences between the plans.
| Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP |
Kaiser Permanente HMO High Deductible Plan CDHP (California Only) |
Regence BCBS High Performance Network HPN CDHP | Regence BCBS PPO Copay and SelectHealth PPO Copay |
Kaiser Permanente HMO Copay Plan (California Only) |
Regence BCBS High Performance Network HPN Copay | |
|---|---|---|---|---|---|---|
| HSA features | ||||||
| HSA-eligible | Yes | Yes | Yes | No | No | No |
| Company contribution to HSA | $500 for employee-only coverage or $1,000 if you cover dependents | $500 for employee-only coverage or $1,000 if you cover dependents | $350 for employee-only coverage or $800 if you cover dependents | None | None | None |
| Annual deductible (individual / family) | ||||||
| In-network | $2,000 / $4,000 | $2,000 / $4,000 ($2,800 per person in a family) | $2,000 / $4,000 | $1,000 / $2,000 | $0 / $0 | $1,000/$2,000 |
| Out-of-network | $3,500 / $7,000 | N/A | N/A | $1,200 / $2,400 | N/A | N/A |
| Coinsurance | ||||||
| In-network | You pay 20%, plan plays 80% | You pay 10%, plan plays 90% | You pay 20%, plan plays 80% | You pay 20%, plan plays 80% | You pay 0%, plan plays 100% | You pay 20%, plan plays 80% |
| Out-of-network | You pay 35%, plan pays 65% | N/A | N/A | You pay 30%, plan pays 70% | N/A | N/A |
| Annual out-of-pocket maximum (individual / family) | ||||||
| In-network | $4,000 / $7,150 | $4,000 / $7,150 ($4,000 per person in a family) | $4,000 / $7,150 | $4,000 / $7,150 | $1,500 / $3,000 | $4,000 / $7,150 |
| Out-of-network | $4,500 / $9,000 | N/A | N/A | $4,500 / $9,000 | N/A | N/A |
| Health care visits: Your costs | ||||||
| Preventive care | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing |
| Primary care (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $30 copay | $20 copay | $30 copay |
| Primary care (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Specialist (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $50 copay | $20 copay | $50 copay |
| Specialist (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Behavioral health (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $20 office visit copay* | $20 copay | $20 office visit copay* |
| Behavioral health (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Telehealth | You pay 20% after deductible | You pay 20% after deductible | You pay 20% after deductible | $30 copay | $30 copay | $30 copay |
| Urgent care (in-network) | You pay 20% after deductible | You pay 10%, after deductible | You pay 20% after deductible | $30 copay | $30 copay | $30 copay |
| Urgent care (out-of-network) | You pay 35% after deductible | You pay 10%, after deductible | Not covered | You pay 30% after deductible | $20 copay | Not covered |
| Emergency room (in- and out-of-network) | You pay 20% after deductible | You pay 10%, after deductible | You pay 20% after deductible | $150 copay | $100 | $150 copay |
| Prescriptions – up to 30-day supply at retail pharmacy: Your in-network costs | ||||||
| Generic | $10 after deductible | $10 after deductible | $10 after deductible | $15** | $10 | $15** |
| Preferred Brand | $35 after deductible | $30 after deductible | $35 after deductible | $30** | $20 | $30** |
| Non-Preferred Brand | $60 after deductible | $30 after deductible | $60 after deductible | $70** | $20 | $70** |
| Specialty | $100 after deductible | 20% after deductible (up to $200) | $100 after deductible | $150** | 20% | $150** |
| Prescriptions – up to 90-day supply (mail order or retail pharmacy): Your in-network costs | ||||||
| Generic | $25 after deductible | $20 after deductible | $25 after deductible | $37.50** | $20 | $37.50** |
| Preferred Brand | $87.50 after deductible | $60 after deductible | $87.50 after deductible | $75** | $40 | $75** |
| Non-Preferred Brand | $150 after deductible | $60 after deductible | $150 after deductible | $175** | $40 | $175** |
*20% after deductible for outpatient or inpatient services.
**Deductible does not apply.
What happens if I see an out-of-network provider?
If you enroll in the Kaiser Permanente HMO High Deductible Plan CDHP, Regence BCBS High Performance Network HPN CDHP, Regence BCBS High Performance Network HPN Copay, or Kaiser Permanente HMO Copay Plan plan, out-of-network services are not covered. However, if you enroll in the Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP or Regence BCBS PPO Copay and SelectHealth PPO Copay plan, you may see any provider you choose, but you may pay more if you receive services from an out-of-network provider. Here are a few things to look out for if you choose to go out of network:
- Balance billing: The amount that an out-of-network provider bills you for that makes up the difference between the charged amount and the approved amount, which is typically lower than the charged amount. The “balance billed” amount does not count toward your deductible or out-of-pocket maximum.
- Higher deductibles: While out-of-network services are covered under the Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP and Regence BCBS PPO Copay and SelectHealth PPO Copay plans, the out-of-network deductibles are higher, so you may end up paying more out of pocket.
Prescription Drugs
When you enroll in the Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP, Regence BCBS High Performance Network HPN CDHP, Regence BCBS PPO Copay and SelectHealth PPO Copay, or Regence BCBS High Performance Network HPN Copay plan, you automatically receive prescription drug benefits through Express Scripts. Or if you enroll in the Kaiser Permanente HMO High Deductible Plan CDHP or Kaiser Permanente HMO Copay Plan plan, you’ll receive prescription drug benefits through Kaiser Permanente.
Drug tiers
The cost of your prescription drugs under each medical plan depends on the tier of the medication — generic, preferred, or non-preferred. All prescription carriers have a formulary, or list of drugs based on effectiveness and cost. This list will determine how your prescriptions are covered. Keep in mind that the formulary may change as a result of regular reviews and updates.
Pay less for your prescriptions
Save with Rx Savings Solutions!
If you enroll in the Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP, Regence BCBS High Performance Network HPN CDHP, Regence BCBS PPO Copay and SelectHealth PPO Copay, or Regence BCBS High Performance Network HPN Copay medical plan, you will automatically be enrolled in Rx Savings Solutions to help you save money based on the medications you take. When you engage with Rx Savings Solutions, your account will show which lower-cost prescriptions are available so you can compare prices. If you choose to switch to the lower-cost option, Rx Savings Solutions will handle everything with your doctor and pharmacy.
Ask your doctor about generic medications.
They’re generally just as effective as brand-name medications but typically cost 80-85% less.
Use the home delivery feature.
Save time and money on maintenance medication for chronic conditions — such as an allergy, high blood pressure, or diabetes — with the convenient, cost-saving home delivery prescription programs through Express Scripts and Kaiser Permanente.
Why use home delivery?
- Free shipping on prescriptions.
- No waiting in line at the pharmacy.
- Reduced cost for a three-month supply.
- Convenient, automatic refills.
Prescription programs
Your pharmacy benefits include several programs aimed at ensuring your safety and making sure you receive the most clinically appropriate and cost-effective medication.
Prescription tools
Visit your prescription plan website or download the mobile app to manage your prescriptions, order refills, sign up for home delivery, and more. Get started by creating an online account on the Express Scripts or Kaiser Permanente website.
Find a Doctor
Using in-network providers saves you money. Here’s how to find doctors in your medical plan’s network.
Regence BCBS
- Visit the Regence BCBS website.
- Click on “Find a Doctor” and follow the prompts.
Select Health
- Visit the Select Health website.
- Click on “Find Care” and then select “Find a Doctor.”
- Search by the provider’s name, or select your plan’s network from the dropdown menu to search in-network providers in your area.
Kaiser Permanente
- Visit the Kaiser Permanente website.
- Click on “Doctors & Locations” and select your region.
- Search for a provider by ZIP code or keyword.
Don’t have a personal doctor? You should. Here’s why.
- Better health. Yearly health screenings can reduce your risk for many serious conditions. Preventive care is free, so there’s no excuse to skip it.
- Greater savings. Having a doctor you can call helps you avoid costly trips to the emergency room.
- Peace of mind. Your personal doctor gets to know you and your health history, provides advice you can trust, and helps coordinate your care.
Telehealth
All Myriad Genetics medical plans provide access to telehealth services. Consider using telehealth for non-emergency medical or behavioral health care — it’s available from the comfort of your home or wherever you are.
Telehealth is a great option when:
- You don’t feel up to going to the doctor’s office.
- You can’t get to your doctor because you’re traveling.
- You need care after hours (nights, weekends, holidays).
Who is my telehealth provider?
Your telehealth provider is determined by the medical plan you choose:
- Regence BCBS: MDLive
SelectHealth: Connect Care
Kaiser: Kaiser Telehealth
Refer to the Contacts page for additional details.
Try telehealth for fast, affordable care
Telehealth provides convenient health care services anytime, anywhere. You have 24/7 access to board-certified doctors by phone or video using your telehealth provider’s mobile app or website. Doctors can diagnose, treat, and prescribe medication when needed for many common conditions. The cost for a telehealth appointment varies by medical plan, but is typically less than going to an urgent care center.
myAdvocate
Wouldn’t it be nice to have an expert by your side as you navigate the health care system? With myAdvocate, you can! myAdvocate provides free, personalized assistance to make health care easier. You and your family members can ask for help with:
- Understanding claims
- Choosing providers
- Resolving billing issues
- And much more
Save time and money with expert assistance
Visit the myAdvocate website or call 1-833-968-1775 to get started.
Myriad Genetics Test Coverage
Teammate and Dependent Testing Policy and Program
All current teammates and eligible dependents* are qualified to receive any testing service provided by Myriad Genetics and its subsidiaries at no personal out-of-pocket cost provided they meet the eligibility criteria for such testing. View the full policy here.
Myriad Genetics employees living outside of the U.S. should learn more about appropriate tests and then contact Myriad Medical Services to learn more about which tests are available in their country and next steps.
Eligibility Criteria
All teammates and eligible dependents* who are interested in participating in this program must meet the medical necessity and eligibility requirements for the underlying testing service. The test must be ordered by a health care provider, who must also receive and review the results with the patient. Myriad Genetics will not bill insurance and will provide testing at no cost to the teammate or eligible dependent.
Covered Test Products
Click here for detailed information about covered test services and their eligibility criteria.
*Eligible dependents: Teammate’s spouse, domestic partner, and dependent children (up to age 26).
Carrot Fertility
Myriad Genetics has partnered with Carrot to bring our teammates comprehensive, inclusive fertility health and family-forming benefits. Through Carrot, you have access to exclusive resources designed to make fertility care more accessible and affordable to everyone — regardless of age, sex, sexual orientation, gender identity, or location. Visit https://get-carrot.com/signup to create your account and explore the resources available to you, including the funds Myriad Genetics provides to help pay for your care.
Through Carrot, you’ll have access to:
- A free, personalized, step-by-step guide created with your unique needs in mind to support you through your journey.
- Unlimited free virtual visits with fertility health and family-forming experts to navigate your options, costs, and questions.
- Expert-produced educational resources, including articles, how-to videos, and more.
- At-home support through Carrot’s complete telehealth platform, including a fertility health and wellness test, an ovulation tracking bracelet, and more.
- Carrot Rx®, a pharmacy that offers significant savings on fertility medications with easy online ordering and delivery.
Find a trusted provider with Carrot’s network of 950+ clinics and 3,350+ attorneys and agencies across the country. You can also receive exclusive discounts and expedited appointments at top clinics and agencies.