Take Action
Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2025 benefits between October 28, 2024 and November 8, 2024. After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.
What’s Changing
As part of our strategy to provide comprehensive, competitive, and financially responsible benefits, we regularly examine our benefits program and consider changes that could better support you and your family across the entire spectrum of well-being. Here are the changes we’ll introduce in 2025.
What’s changing for 2025
In 2025, our benefits are better than ever — with enhancements that address what's most important to you and your covered dependents.
Minimal cost increases
As the cost of health care continues to rise, so does the cost of providing quality health benefits. For 2025, Myriad Genetics is absorbing the majority of this increase to your medical and dental plan premiums, keeping the increase in your costs to a minimum — lower than the average for our industry! Your vision plan premiums will stay the same as 2025 with no increase for 2025.
Health Savings Account (HSA) contributions
Myriad Genetics will contribute $500 (teammate-only coverage) or $1,000 (if you cover dependents) to your HSA if you enroll in the Regence BCBS Traditional and SelectHealth CDHP or the Kaiser Permanente HMO CDHP for the 2025 plan year. If you enroll in the new Regence BCBS HPN CDHP , Myriad Genetics will contribute $350 (teammate-only coverage) or $800 (if you cover dependents) to your HSA.
The total amount that you and Myriad Genetics can contribute to your HSA in 2025 is $4,300 for individuals and $8,550 for families.
Higher Flexible Spending Account (FSA) limit
The maximum contribution amount for a Health Care or Limited Purpose FSA will increase in 2025. Any Health Care or Limited Purpose FSA balances up to $640 will carry over to your 2025 FSA, but only if you re-enroll for 2025. The carryover amount that will be applied to the 2025 plan year will also increase.
The contribution limit for the Dependent Care Reimbursement Account will not increase, and there is no balance carryover.
How to Enroll
Enroll on the Oracle Self Service website any time of day or night.
Do I need to enroll?
If you don't take action during Open Enrollment, your current coverage will continue at the new contribution amounts, except for the Health Savings Account (HSA) and Flexible Spending Accounts (FSAs). You must actively enroll in the HSA or FSAs each year to contribute to those accounts.
Once Open Enrollment ends on November 8, you will not be able to change your benefits until the next Open Enrollment period, unless you have a Qualifying Life Event.
Action Required:
If you are enrolled in Voluntary Life, Critical Illness, Accident or Identity Theft coverage, you must log in to Oracle Self Service to update your covered dependent designations.
Enrolling is easy!
The Oracle Self Service website will guide you through the benefits enrollment process every step of the way.
Decision Support
Choosing the right benefit plans is important. Our decision support resources will help you understand your options and select the ones that provide the right coverage and value for you and your family.
- Benefits Selection Tool – Not sure how to start the benefits enrollment process? Ask ALEX! This online benefits expert can help you pick the right plans and explain any terms or concepts you don’t understand.
- Benefits appointments – Schedule a time to meet one on one with a member of the Myriad Genetics operations team and get answers to your Open Enrollment benefits questions.
- 2025 Contribution Rates – View your cost for health care coverage in 2025.
TIP: Think about the whole cost.
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).
Benefit Options
During Open Enrollment, you can enroll in the following benefits for 2025.
Medical
The following plans are available for 2025:
- Regence BCBS Traditional and SelectHealth CDHP (Utah only)
- Kaiser Permanente HMO CDHP (California only)
- Regence BCBS HPN CDHP (not available in all areas)
- Regence BCBS Traditional and SelectHealth Copay (Utah only)
- Kaiser Permanente HMO Copay (California only)
- Regence BCBS HPN Copay (not available in all areas)
- HMSA Hawaii Copay (Hawaii only)
New for 2025: Acupuncture will now be covered if you enroll in a Regence or SelectHealth medical plan.
HMSA Hawaii Copay
The HMSA Hawaii Copay plan is available in addition to the medical plans shown below. Refer to the Employee Contributions section for additional information.
Use this interactive side-by-side plan comparison to compare your 2025 medical plan options.
| Regence BCBS Traditional and SelectHealth CDHP | Kaiser Permanente HMO CDHP (California Only) | Regence BCBS HPN CDHP | Regence BCBS Traditional and SelectHealth Copay | Kaiser Permanente HMO Copay (California Only) | Regence BCBS HPN Copay | |
|---|---|---|---|---|---|---|
| HSA features | ||||||
| HSA-eligible | Yes | Yes | Yes | No | No | No |
| Company contribution to HSA | $500 for employee-only coverage or $1,000 if you cover dependents | $500 for employee-only coverage or $1,000 if you cover dependents | $350 for employee-only coverage or $800 if you cover dependents | None | None | None |
| Annual deductible (individual/family) | ||||||
| In-network | $2,000 / $4,000 | $2,000 / $4,000 ($2,800 per person in a family) | $2,000 / $4,000 | $1,000 / $2,000 | $0 / $0 | $2,000 / $4,000 |
| Out-of-network | $3,500 / $7,000 | N/A | Not covered | $1,200 / $2,400 | N/A | Not covered |
| Coinsurance | ||||||
| In-network | You pay 20%, plan plays 80% | You pay 10%, plan plays 90% | You pay 20%, plan plays 80% | You pay 20%, plan plays 80% | You pay 0%, plan plays 100% | You pay 20%, plan plays 80% |
| Out-of-network | You pay 35%, plan pays 65% | N/A | Not covered | You pay 30%, plan pays 70% | N/A | Not covered |
| Annual out-of-pocket maximum (individual/family) | ||||||
| In-network | $4,000 / $7,150 | $4,000 / $7,150 ($4,000 per person in a family) | $4,000 / $7,150 | $4,000 / $7,150 | $1,500 / $3,000 | $4,000 / $7,150 |
| Out-of-network | $4,500 / $9,000 | N/A | Not covered | $4,500 / $9,000 | N/A | Not covered |
| Health care visits: Your costs | ||||||
| Preventive care | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing | Covered at 100% in-network, so you pay nothing |
| Primary care (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $30 copay | $20 copay | $30 copay |
| Primary care (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Specialist (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $50 copay | $20 copay | $50 copay |
| Specialist (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Behavioral health (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $20 office visit copay* | $20 copay | $20 office visit copay* |
| Behavioral health (out-of-network) | You pay 35% after deductible | Not covered | Not covered | You pay 30% after deductible | Not covered | Not covered |
| Telehealth | You pay 20% after deductible | You pay 20% after deductible | You pay 20% after deductible | $20 copay | $20 copay | $20 copay |
| Urgent care (in-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $20 copay | $20 copay | $20 copay |
| Urgent care (out-of-network) | You pay 35% after deductible | You pay 10% after deductible | Not covered | You pay 30% after deductible | $20 copay | Not covered |
| Emergency room visit (in- and out-of-network) | You pay 20% after deductible | You pay 10% after deductible | You pay 20% after deductible | $150 copay | $100 | $150 copay |
| Prescriptions – up to 30-day supply at retail pharmacy: Your in-network costs | ||||||
| Generic | $10 after deductible | $10 after deductible | $10 after deductible | $15** | $10 | $15** |
| Preferred Brand | $35 after deductible | $30 after deductible | $35 after deductible | $30** | $20 | $30** |
| Non-Preferred Brand | $60 after deductible | $30 after deductible | $60 after deductible | $70** | $20 | $70** |
| Specialty | $100 after deductible | 20% after deductible (up to $200) | $100 after deductible | $150** | 20% | $150** |
| Prescriptions – up to 90-day supply (mail order or retail pharmacy): Your in-network costs | ||||||
| Generic | $25 after deductible | $20 after deductible | $25 after deductible | $37.50** | $20 | $37.50** |
| Preferred Brand | $87.50 after deductible | $60 after deductible | $87.50 after deductible | $75** | $40 | $75** |
| Non-Preferred Brand | $150 after deductible | $60 after deductible | $150 after deductible | $175** | $40 | $175** |
*20% after deductible for outpatient or inpatient services.
**Deductible does not apply.
Supplemental Medical
There are no changes for 2025. The following plans are available:
- Accident Insurance
- Critical Illness Insurance
Dental
The following plan is available:
- Delta Dental PPO
Vision
There are no changes for 2025. You may choose to enroll in one of the following plans:
- VSP Standard plan
- VSP Enhanced plan
Savings & Spending Accounts
The following accounts are available for 2025:
- Health Savings Account (HSA) – Increased contribution limits for 2025 ($4,300 for teammate-only coverage or $8,550 if you cover dependents)
- Health Care Flexible Spending Account (FSA) – Increased contribution limit for 2025 ($3,300)
- Limited Purpose FSA – Increased contribution limit for 2025 ($3,300)
- Dependent Care Reimbursement Account – $5,000 ($2,500 for married filing jointly) – No changes for 2025
Life Insurance
There are no changes for 2025. In addition to the basic life and accidental death and dismemberment (AD&D) insurance you receive, which is company paid with no enrollment required, you may enroll in:
- Supplemental teammate life and AD&D insurance
- Spouse life and AD&D insurance
- Dependent life and AD&D insurance
Disability Insurance
There are no changes for 2025. You automatically receive short-term disability and long-term disability insurance at no cost to you, with no enrollment required.
Voluntary Benefits
We have some additional options to help you and your family. Consider if you want any voluntary benefits coverage next year:
- Farmers GroupSelect — Gives you access to personal insurance policies, including home, renter’s, landlord’s rental dwelling, condo, car, recreational vehicle, and boat.
- Carrot – Provides access to exclusive resources designed to make fertility care more accessible to everyone.
- Care.com – Helps you balance work and home with a membership to help you find quality care for children, seniors, pets, your home, and more.
- LegalEASE – Covers a wide array of legal services. The legal plan is now offered through LegalEASE.
- Tuition Assistance - Student Debt Program – Provides a company-funded payment to help offset your qualified higher education student loan. Myriad Genetics also offers a Tuition Reimbursement program to help you continue your professional development through formal education.
- PerkSpot Discount Program – Offers exclusive discounts from hundreds of merchants.
- Wishbone – Personalized Pet plan, wellness options included. New for 2025.
- Allstate Identity Protection + Cyber – Now get comprehensive identity monitoring and fraud resolution, plus award-winning cyber protection designed to help you protect yourself and your family against today’s digital threats.
Eligibility
All active regular full-time teammates who are scheduled to work 30 or more hours per week are eligible to participate in the full Myriad Genetics benefits program. Part-time employees may enroll in the 401(k) and Farmers GroupSelect plan.
You may also cover your eligible dependents under Myriad Genetics’ medical, prescription, dental, vision, and life benefits.
Your eligible dependents include:
- Spouse/partner (same or opposite gender)
- Your child(ren) and the child(ren) of your covered spouse/partner (up to age 26)
- Children with disabilities who became disabled on or before age 26
Employee Contributions
To review your 2025 premiums, log in to Oracle Cloud HCM Self Service.
Medical
| Monthly Contributions | Regence BCBS Traditional and SelectHealth CDHP | Kaiser Permanente HMO CDHP | Regence BCBS HPN CDHP | Regence BCBS Traditional and SelectHealth Copay | Kaiser Permanente HMO Copay | Regence BCBS HPN Copay | HMSA Hawaii Copay |
|---|---|---|---|---|---|---|---|
| Employee Only | $111.00 | $111.00 | $88.00 | $218.00 | $217.00 | $149.00 | $217.00 |
| Employee + 1 | $271.00 | $272.00 | $197.00 | $483.00 | $483.00 | $342.00 | $483.00 |
| Family | $423.00 | $421.00 | $301.00 | $689.00 | $687.00 | $489.00 | $689.00 |
Dental
| Monthly Contributions | Delta Dental PPO |
|---|---|
| Employee Only | $24.00 |
| Employee + 1 | $46.00 |
| Family | $65.00 |
Vision
| Monthly Contributions | VSP Standard | VSP Enhanced |
|---|---|---|
| Employee Only | $5.45 | $9.64 |
| Employee + 1 | $10.88 | $19.23 |
| Family | $17.51 | $30.99 |