Open Enrollment

Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2026 benefits between October 27, 2025 and November 7, 2025. After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.

As part of our strategy to provide comprehensive, competitive, and financially responsible benefits, we regularly examine our benefits program and consider changes that could better support you and your family across the entire spectrum of well-being. Here are the changes we’ll introduce in 2026.

What’s changing for 2026

In 2026, our benefits are better than ever — with enhancements that address what's most important to you and your covered dependents.

Enroll on the Oracle Self Service website any time of day or night.

Choosing the right benefit plans is important. Our decision support resources will help you understand your options and select the ones that provide the right coverage and value for you and your family.

• Benefits Selection Tool – Not sure how to start the benefits enrollment process? Ask ALEX! This online benefits expert can help you pick the right plans and explain any terms or concepts you don’t understand.
• 2026 Contribution Rates – View your cost for health care coverage in 2026.

During Open Enrollment, you can enroll in the following benefits for 2026.

Medical

The following plans are available for 2026:

• Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP (Utah only)
• Kaiser Permanente HMO High Deductible Plan CDHP (California only)
• Regence BCBS High Performance Network HPN CDHP (not available in all areas)
• Regence BCBS PPO Copay and SelectHealth PPO Copay (Utah only)
• Kaiser Permanente HMO Copay Plan (California only)
• Regence BCBS High Performance Network HPN Copay (not available in all areas)
• HMSA Hawaii Copay Plan (Hawaii only)
• Surest Variable Copay Plan

Use this interactive side-by-side plan comparison to compare your 2026 medical plan options.

	Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP	Kaiser Permanente HMO High Deductible Plan CDHP (California Only)	Regence BCBS High Performance Network HPN CDHP	Regence BCBS PPO Copay and SelectHealth PPO Copay	Kaiser Permanente HMO Copay Plan (California Only)	Regence BCBS High Performance Network HPN Copay	Surest
HSA features
HSA-eligible	Yes	Yes	Yes	No	No	No	No
Company contribution to HSA	$500 for employee-only coverage or $1,000 if you cover dependents	$500 for employee-only coverage or $1,000 if you cover dependents	$350 for employee-only coverage or $800 if you cover dependents	None	None	None	N/A
Annual deductible (individual / family)
In-network	$2,000 / $4,000	$2,000 / $4,000 ($2,800 per person in a family)	$2,000 / $4,000	$1,000 / $2,000	$0 / $0	$1,000/$2,000	$0 / $0
Out-of-network	$3,500 / $7,000	N/A	N/A	$1,200 / $2,400	N/A	N/A	$0 / $0
Coinsurance
In-network	You pay 20%, plan plays 80%	You pay 10%, plan plays 90%	You pay 20%, plan plays 80%	You pay 20%, plan plays 80%	You pay 0%, plan plays 100%	You pay 20%, plan plays 80%	N/A
Out-of-network	You pay 35%, plan pays 65%	N/A	N/A	You pay 30%, plan pays 70%	N/A	N/A	N/A
Annual out-of-pocket maximum (individual / family)
In-network	$4,000 / $7,150	$4,000 / $7,150 ($4,000 per person in a family)	$4,000 / $7,150	$4,000 / $7,150	$1,500 / $3,000	$4,000 / $7,150	$5,000 / $10,000
Out-of-network	$4,500 / $9,000	N/A	N/A	$4,500 / $9,000	N/A	N/A	$10,000 / $20,000
Health care visits: Your costs
Preventive care	Covered at 100% in-network, so you pay nothing	Covered at 100% in-network, so you pay nothing	Covered at 100% in-network, so you pay nothing	Covered at 100% in-network, so you pay nothing	Covered at 100% in-network, so you pay nothing	Covered at 100% in-network, so you pay nothing	$0
Primary care (in-network)	You pay 20% after deductible	You pay 10% after deductible	You pay 20% after deductible	$30 copay	$20 copay	$30 copay	$20 to $105
Primary care (out-of-network)	You pay 35% after deductible	Not covered	Not covered	You pay 30% after deductible	Not covered	Not covered	$220
Specialist (in-network)	You pay 20% after deductible	You pay 10% after deductible	You pay 20% after deductible	$50 copay	$20 copay	$50 copay	$20 to $105
Specialist (out-of-network)	You pay 35% after deductible	Not covered	Not covered	You pay 30% after deductible	Not covered	Not covered	$220
Behavioral health (in-network)	You pay 20% after deductible	You pay 10% after deductible	You pay 20% after deductible	$20 office visit copay*	$20 copay	$20 office visit copay*	$20
Behavioral health (out-of-network)	You pay 35% after deductible	Not covered	Not covered	You pay 30% after deductible	Not covered	Not covered	$160
Telehealth	You pay 20% after deductible	You pay 20% after deductible	You pay 20% after deductible	$30 copay	$30 copay	$30 copay	$0 – $105
Urgent care (in-network)	You pay 20% after deductible	You pay 10%, after deductible	You pay 20% after deductible	$30 copay	$30 copay	$30 copay	$60
Urgent care (out-of-network)	You pay 35% after deductible	You pay 10%, after deductible	Not covered	You pay 30% after deductible	$20 copay	Not covered	$80
Emergency room (in- and out-of-network)	You pay 20% after deductible	You pay 10%, after deductible	You pay 20% after deductible	$150 copay	$100	$150 copay	$650
Prescriptions – up to 30-day supply at retail pharmacy: Your in-network costs
Generic	$10 after deductible	$10 after deductible	$10 after deductible	$15**	$10	$15**	$10
Preferred Brand	$35 after deductible	$30 after deductible	$35 after deductible	$30**	$20	$30**	$60
Non-Preferred Brand	$60 after deductible	$30 after deductible	$60 after deductible	$70**	$20	$70**	$90
Specialty	$100 after deductible	20% after deductible (up to $200)	$100 after deductible	$150**	20%	$150**	$10 – $300
Prescriptions – up to 90-day supply (mail order or retail pharmacy): Your in-network costs
Generic	$25 after deductible	$20 after deductible	$25 after deductible	$37.50**	$20	$37.50**	$25
Preferred Brand	$87.50 after deductible	$60 after deductible	$87.50 after deductible	$75**	$40	$75**	$150
Non-Preferred Brand	$150 after deductible	$60 after deductible	$150 after deductible	$175**	$40	$175**	$225

*20% after deductible for outpatient or inpatient services.
**Deductible does not apply.

Supplemental Medical

The following plans are available:

• Accident Insurance
• Critical Illness Insurance
• NEW Hospital Indemnity Plan

Dental

The following plan is available:

• Delta Dental PPO

Vision

There are no changes for 2026. You may choose to enroll in one of the following plans:

• VSP Standard plan
• VSP Enhanced plan

Savings & Spending Accounts

The following accounts are available for 2026:

• Health Savings Account (HSA) – Increased contribution limits for 2026 ($4,400 for teammate-only coverage or $8,750 if you cover dependents)
• Health Care Flexible Spending Account (FSA) – IRS contribution limits to increase to $3,400 for 2026
• Limited Purpose FSA – IRS contribution limits to increase to $3,400 for 2026
• Dependent Care Reimbursement Account – IRS contribution limits to increase to $7,500 for 2026

Life Insurance

There are no changes for 2026. In addition to the basic life and accidental death and dismemberment (AD&D) insurance you receive, which is company paid with no enrollment required, you may enroll in:

• Supplemental teammate life and AD&D insurance
• Spouse life and AD&D insurance
• Dependent life and AD&D insurance

Disability Insurance

Short-term disability coverage is being extended from 90 to 180 days. You automaticall​​y receive short-term disability and long-term disability insurance at no cost to you, with no enrollment required.​​​

Voluntary Benefits

There are no changes for 2026. Consider if you want any voluntary benefits coverage next year:

• LegalEASE – Covers a wide array of legal services. New for 2026: The legal plan is now offered through LegalEASE.
• Identity Protection – Allstate Identity Protection monitors your identity, detects fraud, and restores your identity in the event of theft.
• Wishbone Health Pet Insurance – provides coverage to help you cover the cost of veterinary care.

All active regular full-time teammates who are scheduled to work 30 or more hours per week are eligible to participate in the full Myriad Genetics benefits program. Part-time employees may enroll in the 401(k), LegalEASE plan, and Farmers GroupSelect plan.

You may also cover your eligible dependents under Myriad Genetics’ medical, prescription, dental, vision, and life benefits.

Your eligible dependents include:

• Spouse/partner (same or opposite gender)
• Your child(ren) and the child(ren) of your covered spouse/partner (up to age 26)
• Children with disabilities who became disabled on or before age 26

To review your 2026 premiums, log in to Oracle Cloud HCM Self Service.

Medical

Monthly Contributions	Regence BCBS PPO High Deductible Plan CDHP and SelectHealth PPO High Deductible Plan CDHP	Kaiser Permanente HMO High Deductible Plan CDHP	Regence BCBS High Performance Network HPN CDHP	Regence BCBS PPO Copay and SelectHealth PPO Copay	Kaiser Permanente HMO Copay Plan	Regence BCBS High Performance Network HPN Copay	HMSA Hawaii Copay Plan	Surest
Employee Only	$121.00	$121.00	$95.00	$240.00	$240.00	$160.00	$243.00	$218.00
Employee +1	$296.00	$296.00	$212.00	$532.00	$532.00	$368.00	$540.00	$483.00
Family	$463.00	$463.00	$324.00	$758.00	$758.00	$527.00	$771.00	$689.00

Dental

Monthly Contributions	Delta Dental PPO
Employee Only	$24.00
Employee + 1	$47.00
Employee + 2	$66.00

Vision

Monthly Contributions	VSP Standard	VSP Enhanced
Employee Only	$5.45	$9.64
Employee + Spouse/Domestic Partner	$10.88	$19.23
Employee + Child(ren)	$17.51	$30.99